- Introducing PRX Independent platform
- Evolved from Future Finance
- Endorsed by Future Finance
Turn trapped municipal arrears into recovered revenue.
PRX helps municipalities unlock financially trapped properties, recover transfer-linked arrears and replace non-paying accounts with new paying property owners.
Clear distinction: PRX is an independently operated municipal recovery platform and is not Future Finance. It is backed by Future Finance's experience and industry knowledge.
- Municipality
Recovery oversight
- Property owner
A practical way forward
- Estate agent
Managed property sale
- Attorney & funder
Clearance and transfer
Value exists in the property, but the owner cannot unlock it.
- Rates clearance blocked by arrears
When owners cannot pay, traditional collection reaches a dead end.
Many owners are not refusing to pay. They simply do not have the cash required to settle the municipal arrears and obtain rates clearance.
The property cannot transfer, the municipality remains unpaid, the account keeps growing and the owner remains trapped. PRX introduces a recovery path built around the value already held in the property.
R0
PRX platform fees to the municipality
1
Coordinated recovery workflow
2x
Arrears recovery plus future rates
A complete path from arrears to recovery
PRX keeps every party focused on the same outcome: a completed transfer, recovered municipal revenue and a sustainable new account.
01
Identify and invite
The municipality introduces qualifying arrears owners through its secure, municipality-specific PRX assistance link.
02
Assess and consent
The owner provides consent and key property information so PRX can determine whether a sale offers a viable way forward.
03
Coordinate the transfer
PRX connects the owner, estate agent, attorney, municipality and approved funding partner in one managed process.
04
Recover and restore
Arrears are settled through the transfer process and the municipality gains a new property owner who can pay current charges.
- Municipality receives arrears
- Owner unlocks property value
- New owner starts paying rates
One recovery creates two lasting financial wins.
PRX is designed around an outcome that works for both the municipality and the financially trapped owner.
For the municipality
Recover revenue and strengthen the future rates base
- Recover qualifying transfer-linked arrears
- Gain a new paying property owner
- Track every case through a live dashboard
- Reduce coordination and administrative pressure
- Pay no PRX platform fee
For the property owner
Move from a trapped property to a practical new beginning
- Receive a structured assessment and clear next steps
- Access PRX-approved estate agents and partners
- Settle municipal arrears through the transfer
- Unlock the remaining value in the property
- Pay no PRX assistance fee
Every recovery visible. Every case accountable.
Authorised municipal users receive a live view of every participating property from owner engagement through sale, funding, rates clearance and completed transfer.
PRX replaces fragmented follow-ups with one shared workflow, clear responsibilities and real-time progress reporting.
Independent businesses. Shared experience.
PRX and Future Finance are separate businesses with a shared origin. PRX evolved from Future Finance’s practical experience in municipal finance, property bridging and transfer-related arrears.
Future Finance proudly endorses PRX, but PRX operates independently as a dedicated municipal arrears recovery platform with its own technology, recovery workflow and participating partners.
Why the connection matters: Municipalities receive an independent, scalable technology platform supported by the real-world experience and established municipal relationships behind Future Finance.
PRX operates the platform. Future Finance provides experience and potential funding support.
Future Finance
Endorsing sister business
Future Finance endorses PRX and may participate as one approved funding partner where funding is required and the transaction meets its approval criteria.
PRX
Municipal recovery platform
PRX provides the technology and coordinates municipalities, owners, estate agents, attorneys and approved funding partners through one accountable recovery workflow.
PRX can work with multiple approved funding partners. Future Finance does not automatically fund or guarantee every PRX transaction.
See what PRX could recover for your municipality.
Request a platform demonstration and an initial municipal recovery assessment.
Frequently Asked Questions
What is PRX?
PRX is a municipal arrears recovery platform that coordinates property owners, municipalities, estate agents, attorneys and approved funding partners through a structured transfer-linked recovery process.
Is PRX part of Future Finance?
No. PRX operates independently as a sister business to Future Finance. PRX evolved from Future Finance’s municipal finance and property bridging experience and is proudly endorsed by Future Finance.
What does PRX cost the municipality?
The municipality is not charged a PRX platform fee for participating in the recovery programme.
How does the property owner enter the programme?
The municipality can introduce owners through a secure municipality-specific link. The owner submits key information and gives consent before the case is assessed and progressed.
Does Future Finance fund every PRX transaction?
No. Future Finance may participate as an approved funding partner, but funding remains subject to assessment and PRX can work with additional approved funding partners.
Can the municipality monitor every case?
Yes. Authorised municipal users receive dashboard access and reporting to monitor case stages, arrears amounts, outstanding actions and completed recoveries.
How is personal information handled?
PRX is designed around controlled access, clear purpose, owner consent where required and documented responsibilities between the municipality and participating service providers.