Feeling financially strained?
Let's Ease That
Quick, Convenient Personal Loans at Your Fingertips
⚠ Applications without these documents can’t be processed.
Get from R500 to R50,000 when you need it. Check your rate in minutes without affecting your credit score.


Use our calculator to select your amount and term.

Complete our simple, secure application form.

Once approved, the funds are sent directly to your bank account.
At Future Finance, we offer transparent and flexible personal loans tailored to your needs. Use our Personal Loan Calculator to select your loan amount and repayment term, and easily understand your total repayment amount, including interest and fees and the monthly repayment amount. This ensures you can manage your finances with complete clarity and confidence.
Apply online in 5 minutes. No queues, no paperwork.
Borrow from R500 up to R50,000.
Your personal assets are never at risk. We offer unsecured loans based on your affordability, not what you own.
Choose a repayment term from 1 to 24 months.
No hidden costs. See your rates and fees upfront.
Our team is ready to assist you via phone, email or WhatsApp.
At Future Finance, we understand the ups and downs of financial life in South Africa. Whether it’s an unexpected expense or a dream waiting to be realised, we’re here to help.

Complete your loan application in under 5 minutes. Start your journey with Future Finance now and step closer to resolving your financial needs.

Once your application is approved and you’ve signed your contract, funds are typically paid out on the same day or the next business day.
Our Annual Percentage Rate (APR) ranges from 36% to 60%, depending on your credit profile. We charge an initiation fee and a monthly service fee as per NCR guidelines. All costs are shown upfront in your loan offer.
Yes, as a responsible lender, we perform a credit check as part of our assessment process. However, we also consider your income and expenses to assess affordability.
Yes, you can apply. We believe in giving everyone a fair chance and assess every application individually based on your current financial situation and ability to repay.
Yes, you can settle your loan at any time. There are no penalties for early settlement. Contact our support team to get your settlement amount.
If you’re having trouble making a payment, please contact us immediately. We’ll do our best to work with you on a solution. Late payments may incur additional fees and negatively impact your credit record.
Quick, Convenient Personal Loans at Your Fingertips