Feeling financially strained?
Let's Ease That
Quick, Convenient Personal Loans at Your Fingertips
Ready to Apply? Here's What You'll Need:
To ensure a smooth and speedy application, please have the following documents ready.
1. Your Identity Document
- This can be your official South African Smart ID Card (we need photos of both sides) or your Green ID Book.
- Make sure the photo is clear and all your details, including your ID number, are easy to read.
2. Your Latest 3 Months of Bank Statements
- These must be the official, complete PDF statements for the last three consecutive months.
Important: Screenshots of your transaction history cannot be accepted.
3. Your Latest Payslip
- This should be your original, most recent payslip (usually from the last 30 days).
- Ensure all information, like your name and the pay date, is clearly visible.
Unlock Your Documents for a Quick Approval
We cannot process password-protected files. Please ensure your bank statements and payslip are unlocked before uploading.
Quick Tip to Unlock a PDF:
- Open the password-protected PDF file.
- Select the “Print” option.
- Instead of choosing a printer, select “Save as PDF”.
- Save the new, unlocked version and upload that file.
If any of your documents exceed the allowed file size (10MB), you can use this link to compress them before uploading.
APPLY FOR A PERSONAL LOAN IN 5 MINS!
We prioritize responsible lending. Your application will be assessed based on your regular income, employment stability, and ability to comfortably manage repayments.
- Borrow from R500 to R50 000
- Repayment Term 1 to 24 month
- Interest from 36% APR* to maximum 60% APR*.
Borrow from R500 to R50 000 with a 1 to 24 month repayment term and Interest from 36% APR* to maximum 60% APR*.
*** By applying for a loan with Future Finance, you acknowledge and agree that Future Finance may share your information with third parties if we believe they can assist you in securing a loan or related financial services.
*** By applying for a loan with Future Finance, you acknowledge and agree that Future Finance may share your information with third parties if we believe they can assist you in securing a loan or related financial services.
Personal Loan Calculator
At Future Finance, we offer transparent and flexible personal loans tailored to your needs. Use our Personal Loan Calculator to select your loan amount and repayment term, and easily understand your total repayment amount, including interest and fees and the monthly repayment amount. This ensures you can manage your finances with complete clarity and confidence.
* Annual Percentage Rate (APR)
Interest from 36% APR* to maximum 60% APR*.
Fees and Interest Breakdown
Initiation Fee: R165 plus 10% of the loan amount over R1000, capped at R1050. (plus 15% VAT)
Service Fee: R60 per month plus 15% VAT
Interest Rate: 5% per month
Insurance Cost: R4.50 per R1000 borrowed per month.
Representative Cash Loan Example
Borrow R2,500 for 90 days
Interest & Fees R857.06
Total repayment of R3,357.00
Representative 60% APR*
Contact our office on 031 830 5205 or leave your details on WhatsAPP 010 143 3786 and we’ll contact you.
Contact our office on 031 830 5205 or leave your details on WhatsAPP 010 143 3786 and we’ll contact you.
Life Moves Fast,
So Do We
At Future Finance, we understand the ups and
downs of financial life in South Africa. Whether
it’s an unexpected expense or a dream waiting
to be realised, we’re here to help.
Streamlined Loan Process for Quick Financial Aid
Managing cash flow is simpler with Future Finance’s short-term loans. Need a quick financial boost?
Financial assistance is just a few steps away.
Start by completing the online loan application.
Our team will promptly assess your application with care.
Once approved, expect a swift payout to address your needs.
Effortless Application, Immediate Relief
Complete your loan application in under 5 minutes. Start your journey with Future Finance now and step closer to resolving your financial needs.
Why Choose Future Finance?
We offer instant, flexible personal loans – a swift, simple solution to financial freedom. Apply online in under 5 minutes, from the comfort of your phone, and step confidently towards your goals. Available anytime, anywhere – because we understand life doesn’t wait.
Frequently Asked Questions
Q: What are short-term personal loans?
A: Short-term personal loans are loans that are borrowed for a relatively short period, usually ranging from a few months up to a year. These short-term loans are designed to provide quick financial assistance to individuals who need immediate funds to cover unexpected expenses or fulfill short-term financial goals.
Q: What services do you offer for personal loans in Durban?
A: At Future Finance, we offer a range of personal loan services to cater to your financial needs. Our services include providing short-term unsecured personal loans, and instant personal loans online. We strive to offer flexible loan options to suit different credit profiles and repayment capabilities.
Q: Are you a personal loan lender in Durban?
A: Yes, we are a reputable personal loan lender based in Durban. We understand the financial landscape of South Africa and aim to provide accessible loan solutions to individuals residing in Durban and surrounding areas.
Q: Can I get a short-term personal loan with a low credit score?
A: At Future Finance, we believe in giving everyone a fair chance. While we consider all applications, a healthy credit profile can help secure more favorable terms. We assess each application holistically, considering your income, employment stability, and repayment capacity.
Q: What are the best unsecured personal loans for fair credit?
A: We offer some of the best unsecured personal loans for individuals with fair credit. Our loan options are designed to provide competitive interest rates and flexible repayment terms, allowing you to manage your finances effectively while meeting your financial goals.
Q: Can I apply for short-term cash loans online?
A: Yes, we offer short-term cash loans online to provide quick financial relief. Our streamlined loan process allows you to complete the application in under 5 minutes, saving you time and effort. Simply visit our website, select the desired loan amount and repayment term, and click “Apply Now” to initiate the application process.
Q: What is the repayment period for short-term personal loans?
A: The repayment period for our short term personal loans is up to 6 months. We recognize that everyone’s financial situation is unique, and we strive to provide flexible repayment options within this timeframe. During the application process, you’ll have the opportunity to select a repayment term that best fits your financial capabilities, ensuring that you can manage your loan effectively without undue stress.
Q: What makes Future Finance stand out in providing collateral-free personal loans compared to other financial institutions?
A: For personalised financial solutions and personal loans without collateral, look no further than Future Finance. Our team of experts is dedicated to guiding you through every step of the process, ensuring you receive the support you need to achieve your financial goals. Contact Future Finance today to discover how we can help you pave the way to financial freedom.
Q: Are short term loan lenders reliable for individuals with low credit scores?
A: Yes, short term loan lenders can be a viable option for individuals with low credit scores. These lenders specialize in providing financial solutions to borrowers who may have faced credit challenges in the past. By considering factors beyond just credit scores—such as income and employment stability—they offer opportunities for those with lower credit ratings to access the funds they need. However, it is crucial to check the credibility and reputation of the lender before making a decision. Ensure that the lender is licensed and has positive reviews or testimonials that confirm their reliability and service quality. This precaution will help you choose a trustworthy lender and avoid potential scams.
Q: How can I apply for an instant personal loan online?
A: Applying for an instant personal loan online is simple and convenient. You can start by visiting our website and completing the online loan application form. Provide the necessary details, including your SA ID, cellphone number, bank account details, and recent proof of income. Once your application is submitted, our team will promptly assess it, and upon approval, you can expect a swift payout to address your financial needs.